Kima Network: 6 Trends Shaping 2026 Payments

🔍 We analyzed the Visa team’s latest insights on payment trends for 2026 and the direction is clear.

👀 Six trends shaping the future of payments:

➡️ Stablecoins come of age — evolving from speculative assets into trusted global payment rails.
➡️ Agentic commerce goes mainstream — AI agents act and transact on behalf of users.
➡️ Digital identity enters the AI era — biometrics and AI models counter increasingly sophisticated fraud.
➡️ Manual checkout fades away — one-click, frictionless payments become the norm.
➡️ Cash continues to decline — digital payments grow, especially in everyday micro-transactions.
➡️ Agility becomes non-negotiable — cloud-native infrastructure enables rapid innovation.

The common thread?
👉 Payments are becoming automated, programmable, and system-level.

At Kima, we see the same shift: the future will be built on infrastructure that connects systems seamlessly.