Kima vs. LayerZero/Axelar: Real Money Movement

We’re often asked by the community how Kima is different from solutions, so let’s make it simple.

Other solutions, like LayerZero and Axelar focus on blockchain-to-blockchain communication. They pass messages or move wrapped tokens using smart contracts, bridges, and oracles.

Kima works at a different layer.

Kima connects the entire financial world (crypto networks, banks, cards, and fiat rails) and settles native value, not messages. No bridges. No wrapping. No smart contracts. No oracles. Which also means no bridge exploit risk.

In short:
LayerZero = message passing
Kima = real money movement and settlement