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🚀 AEREDIUM × KIMA NETWORK

We’re excited to announce a strategic partnership with @aeredium — an institutional-grade blockchain focused on stablecoins, real-world assets, and cross-chain settlement infrastructure.

By connecting AEREDIUM’s trust layer with Kima’s settlement infrastructure, we’re strengthening the foundations for synchronized value transfer across banks, blockchains, stablecoins, and digital asset ecosystems.

The infrastructure layer just got a lot more powerful💪

More soon 👀

Kima Network: Atomic Settlement for Real Payments

Your fintech stack may be a messaging system pretending to be a payment system.

When an API returns “success,” it usually means:

  • A message was accepted
    🔗 A ledger was updated

It does not mean value was irrevocably settled. Final settlement often happens later, in another system. That gap is where counterparty risk and liquidity exposure live.

The industry has blurred the line between:

📩Payment initiation
💰 Payment completion

They are not the same.

At Kima, we close that gap.

Instead of orchestrating messages across fragmented systems, we enable atomic settlement - allowing banks, PSPs, fintech platforms, stablecoins, and blockchains to settle simultaneously.

💸No scattered prefunding
🔓No wrapped asset dependencies
💠Clear, synchronized finality

Because if you can’t define exactly when value settles across systems, you don’t have a payment network. You have an IOU manager.

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Kima Network Infrastructure Upgrades Live

🚀 Major Infrastructure Upgrades Live on Kima Network

We’re redefining cross-chain security and UX. Here’s how:

🟠 Native Bitcoin is here. No more wrapping. No more $WBTC bridge risks. With full HTLC handling, Kima makes native BTC programmable and liquid across chains while keeping it trust-minimized. This is the "Gold Standard" for BTC interoperability.
🟣 Solana Precision: We’ve strengthened outbound amount accuracy and swap verification. Institutional-grade validation for the high-speed $SOL ecosystem
🔵 Gasless EVM (Permit2): gasless token approvals are now live on EVM chains. Skip the "double-transaction" headache and save on fees.

This is what real interoperability looks like:
secure rails, precise validation, smoother UX.

We’re connecting chains, we’re upgrading the foundation!

KimaNetwork #BTC #Solana #DeFi #Interoperability

Read the full breakdown 👇
🔗 https://medium.com/@kima_finance/expanding-the-interoperability-frontier-bitcoin-swaps-solana-optimizations-and-gasless-evm-flows-bf22f8bb1470?postPublishedType=initial

Which stablecoin do you use the most?

  • USDT
    💥 USDC
    ⚡ DAI
    🌐 Other

Kima Network Partners with REAL Finance

Kima Network × REAL Finance

We’re excited to explore a partnership with REAL Finance, an institutional-grade Layer 1 blockchain purpose-built for bringing real-world assets on-chain.

REAL is building regulatory-aligned infrastructure for RWA tokenization, combining capital markets logic, risk intelligence, and insurance at the protocol level.

Kima Network adds the missing interoperability layer, enabling seamless value and data movement across fragmented ecosystems without bridges or smart contract risk.

What we’re working toward together

  • Cross-ecosystem settlement for tokenized RWAs
  • More efficient liquidity routing across chains and institutions
  • Simplified UX for banks, asset managers, and RWA platforms
  • Interoperability foundations for large-scale institutional adoption

With strong banking alignment, insurance-backed validation, and a growing RWA pipeline, REAL represents the kind of infrastructure the tokenized economy needs and we’re excited to support its expansion.

Welcome to the Kima ecosystem, REAL Finance 🚀

Kima Network AMA with Quickswap Planet IX ChainGPT

⏳ Going live in 1 hour!

If you’ve been following the recent moves around Kima Network, this one’s worth your time.

🎙️A live AMA bringing together Kima Network, Quickswap, Planet IX & ChainGPT

🎤 Hosted by ApeBond featuring Tomer Warschauer Nuni!

https://x.com/i/spaces/1rmGPvvMDZnxN?s=20

We’ll be talking direction, momentum, and what’s next beyond the noise and into what actually matters!

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Kima Network Live Alpha AMA with ApeBond

🚨 LIVE ALPHA INCOMING 🚨

🎙️ Kima Network x ApeBond + QuickswapDEX + Planetix0 + ChainGPT

Tomer Warschauer Nuni (CMO Kima Network) will break down where things are heading, what’s been cooking behind the scenes, and what you should actually be watching next 👀

🗓 February 18
⏰ 18:00 UTC
📍 https://x.com/i/spaces/1rmGPvvMDZnxN/peek?s=20

Don't miss alpha!

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Hot take 🔥

Crypto didn’t fail at adoption.
It failed at making things simple.

Agree ✅ or disagree ❌ ?

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Kima vs. LayerZero/Axelar: Real Money Movement

We’re often asked by the community how Kima is different from solutions, so let’s make it simple.

Other solutions, like LayerZero and Axelar focus on blockchain-to-blockchain communication. They pass messages or move wrapped tokens using smart contracts, bridges, and oracles.

Kima works at a different layer.

Kima connects the entire financial world (crypto networks, banks, cards, and fiat rails) and settles native value, not messages. No bridges. No wrapping. No smart contracts. No oracles. Which also means no bridge exploit risk.

In short:
LayerZero = message passing
Kima = real money movement and settlement

Kima Network: Understanding USDT Stablecoin

Did you know?

Fun fact, but the most popular stablecoin $USDT, is literally named after its purpose. The word “tether” means to tie something to a fixed point, in this case, $1 USD.

Launched in 2014 (originally as Realcoin), $USDT was created to give traders a stable asset that doesn’t move like $BTC or $ETH, making it easier to move money across crypto markets without banks.

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Kima: The Universal Payment Rail Explained

Kima team positions Kima as a "settlement layer". But what does it mean?

Think of Kima as a universal payment rail connecting wallets, blockchains, banks, and apps. It securely moves value across any system.

With Kima, a wallet could send $USDT from Ethereum → Solana → a bank → a Web2 app in one seamless step. No bridges. No wrapping. No middlemen.

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Be honest 👀

What do you use crypto for most today?

📊 Trading
💸 Payments
🌐 Cross-border transfers
👛 DeFi / yield
💎 Just holding

Comment with the emoji ⬇️

The best technology is the kind you never notice. 📱✨ You don't think about "TCP/IP" when you send an email.

Why should you think about "Cross-Chain and Fiat Interoperability" when you send money?

Our answer is Kima.

Stablecoins: Global Money Rail & Regulation

💱 Stablecoins processed ~US$27.6 trillion in transfer volume last year, exceeding the combined volumes of Visa and Mastercard based on available datasets comparing onchain activity with card network reports.

The scale demonstrates that stablecoins now function as a major global money rail, growing faster than the regulatory frameworks traditionally used to oversee payment systems.

As a result, regulators across regions are intervening, driven by concerns related to:

  • consumer protection
  • monetary sovereignty
  • sanctions compliance
  • systemic liquidity risk

📊 A comparison of regulatory approaches across the EU, US, UK, Singapore, Hong Kong, Japan, and the UAE shows convergence on three minimum regulatory requirements:

  • 1:1 reserve backing with safe, liquid assets such as cash and short-term government securities
  • Redemption at par, within legally defined timelines (ranging from one business day to five business days)
  • Segregation and independent custody of reserve assets, separate from issuer funds

⚖️ Beyond this baseline, implementation diverges significantly:
- Some jurisdictions restrict issuance to banks or trust institutions, while others allow licensed non-bank issuers
- Eligible reserve assets differ, affecting liquidity and risk profiles
- Redemption timelines vary, shaping operational and liquidity requirements
- Cross-border use may be limited unless local authorisation standards are met

🔍 Disclosure and assurance
Most stablecoin issuers currently publish attestations or assurance opinions, rather than full-scope financial statement audits. These disclosures typically confirm balances at specific points in time and do not provide comprehensive audit coverage of systems and controls.

🌍 Regulatory direction
Major economies are no longer debating whether stablecoins should exist. They are defining what forms of stablecoins are permitted, through frameworks such as MiCA in the EU and proposed federal legislation in the US.

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Kima Network: Unified Global Payments Infrastructure

Global payments are no longer just about moving funds from one account to another.

  • Customers expect to pay using the local options they already know and trust.
  • Businesses expect cross-border payouts to be fast, reliable, and cost-efficient.
  • Fintech platforms are expected to deliver all of this seamlessly.

To meet these expectations, modern payment infrastructure cannot rely on a single rail.

🏦 Bank transfers, card networks, digital wallets, and stablecoins need to operate within one unified system, not as isolated integrations.

The real complexity lies in handling speed, costs, foreign exchange, reconciliation, and regulatory compliance at the same time.

This is where Kima Network provides a clear advantage!

For companies operating globally, payments are no longer just backend infrastructure, they directly shape the user experience.

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Kima Network: Top Crypto & Web3 Events in February

🚀 Crypto & Web3 Events in February

February is packed with major crypto, Web3, AI, and blockchain events around the world, bringing together builders, founders, and innovators shaping the next internet.

From Web Summit Qatar to Consensus Hong Kong, ETH Denver, and NEARCON, this month is all about connection, innovation, and real Web3 adoption.

📍 Which events are on your calendar?

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Kima Network: 6 Trends Shaping 2026 Payments

🔍 We analyzed the Visa team’s latest insights on payment trends for 2026 and the direction is clear.

👀 Six trends shaping the future of payments:

➡️ Stablecoins come of age — evolving from speculative assets into trusted global payment rails.
➡️ Agentic commerce goes mainstream — AI agents act and transact on behalf of users.
➡️ Digital identity enters the AI era — biometrics and AI models counter increasingly sophisticated fraud.
➡️ Manual checkout fades away — one-click, frictionless payments become the norm.
➡️ Cash continues to decline — digital payments grow, especially in everyday micro-transactions.
➡️ Agility becomes non-negotiable — cloud-native infrastructure enables rapid innovation.

The common thread?
👉 Payments are becoming automated, programmable, and system-level.

At Kima, we see the same shift: the future will be built on infrastructure that connects systems seamlessly.

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Which ecosystem will lead cross-chain adoption by 2026?

⚡ Ethereum L2s
💎 Solana & Move-based chains
:Bitcoin1: Bitcoin L2s & Ordinals
:NJgaSCVa_400x400: Omnichain infrastructure

☀️🌧️❄️🌫️
Sun, rain, snow, or fog,
what’s the weather like where you are?

🌍 Regardless of the weather,
Kima Network connects the world as one system.

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Kima 101: The Decentralized Settlement Layer

📚 Kima 101: What Is Kima?

Kima is the decentralized settlement layer that lets assets move across chains and into fiat without bridges, wrapping, or custodians.

Think: stablecoins to cards, crypto to wallets, cross-chain to real-world… all in a single, secure transaction.

Built for devs. Backed by patents. Powered by trust.

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🧠 Clarifying what Kima is and is not:

🔹 Kima is not a bridge, wallet, or custodial service
🔹 Kima does not rely on smart contracts, or require wrapped tokens
🔹 Kima does not hold your funds, ever!

  • Kima is a decentralized settlement layer for secure, real-time, cross-chain stablecoin transfers
  • Kima connects blockchains and banks using cryptographic rails and compliance logic
  • Kima enables frictionless, compliant asset movement

What are you most excited to see from Kima this quarter?

◦ New Chain Integrations 
◦ Institutional Partnerships 
◦ Developer Documentation 
◦ Community Incentivization programs

Cold winter. ❄️
Warm connections. 🧶

Kima Network is stitching the financial stack together, no matter the season.

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Banks 🤝 Blockchains

Everyone else needed 5 intermediaries.
Kima said: “Let them talk directly.” ☕⚡

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Kima Network x HTX X Space: Tokens to Systems

🔥 X Space with HTX: From Tokens to Systems!

Join the conversation with industry leaders:
- Tomer Warschauer Nuni — CMO, Kima Network
- Brian Mehler — CEO, Stable
- Scott Collen — VP Ecosystem, Midnight Foundation
- Kaspador — Kaspa Ambassador & Kasplex BD
- Chloe Zheng — Researcher, HTX Research

🎧 Tune in & catch the alpha:
👉 https://x.com/i/spaces/1lPKqvXynPYGb?s=20

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Stablecoins: Beyond DeFi Use Cases Explained

💡 Stablecoins: More Than Just Crypto Buzzwords

They’re not all the same and they’re not just for DeFi.

🟣 Fiat-backed stablecoins like USDC and USDT bring compliance and auditability to the blockchain.
🟢 Decentralized stablecoins like DAI and GHO rely on smart contracts and crypto collateral for stability.

But the real value? Use cases like:

  • Cross-border payments without banks
  • On-chain collateral and settlements
  • Payroll, B2B payments, and corporate treasury
  • Micropayments, NFTs, and Web3 economies

At Kima, we help connect these stablecoins to both crypto and fiat systems - securely, seamlessly, and without smart contracts.

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Sent fiat.
Received crypto.
Didn’t age 3 years waiting for settlement.
Kima things. 🚀

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17 years ago, Bitcoin proved money could move peer to peer.
Today, we’re proving it can move bank to blockchain, just as directly.

Same idea. Bigger world.
Happy Bitcoin P2P Day. 🚀

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Beyond Trading: Real Stablecoin Use Cases

💡 What are stablecoins actually used for?
Spoiler: it's way more than just trading 🧵

🔹 Payments & Settlement
Fast, low-cost cross-border transactions, no banks needed. Perfect for payroll, B2B, and 24/7 financial flows.

🔹 Capital Markets
Used as collateral in DeFi, settlement for tokenized assets, and margin trading. Stablecoins are the glue of digital finance.

🔹 Treasury & Corporate
Great for managing liquidity, diversifying treasuries, and generating on-chain yield.

🔹 Emerging Markets
Access the digital dollar in high-inflation regions. Think savings, remittances, and digital wallets.

🔹 Web3 & Programmable Money
Powering NFTs, gaming, DAOs, and creator economies, stablecoins bring real value to on-chain experiences.

Kima helps bridge fiat and crypto rails, making these use cases more accessible and secure — no smart contracts, no bridges. Just smooth, universal settlement 💸🌍

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Kima: The USB-C for Finance Explained

🌐 What is Kima? (Explained Simply)

Kima is a decentralized settlement layer that lets money move directly between banks, cards, wallets, and blockchains - instantly, securely, and without bridges, custodians, or smart contracts.

Think of it like “USB-C for finance”: one connection that makes different systems finally speak the same language.

  • What Kima enables

Bank → wallet: send EUR via bank transfer and receive stablecoins on-chain
Card → crypto: buy stablecoins and settle directly to a wallet
Chain → chain: move and swap value across ecosystems without bridges
Fiat ↔ crypto flows: payouts, remittances, top-ups, treasury, settlement

🔐 Why it’s different
Kima is built around atomic settlement (transactions complete fully or not at all) so there’s no “funds stuck in transit” and no fragile bridge risk.

🚀 Why it matters
Because the future isn’t “TradFi vs DeFi.” It’s one financial system where apps, banks, and blockchains can interact seamlessly and Kima is building the rail that makes that possible.

If you’re building payments, wallets, exchanges, or anything cross-border/cross-chain, Kima is the infrastructure layer to plug into.

Kima update 🚨

We accidentally taught banks and blockchains to talk to each other.
Now money moves instantly, compliantly, and without middlemen.

Oops. 😅

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🚨 If you could hold just one protocol for the next 5 years… would you bet on the one quietly powering secure, zero-fee, cross-ecosystem settlement?

💡 We would.
Team Kima all the way. 🧠⚡️

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Crypto right now be like:
📉 charts screaming
🌉 bridges breaking
💸 fees doing parkour

Meanwhile Kima users:
“Cool… bank → wallet in seconds.” 😌

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Kima Network: Crypto Safety Checklist for Web3

🚨 Stay Safe in Crypto, Kima Community!

Scammers are getting smarter, but so are we. 🧠 Here’s your quick checklist to stay protected in Web3:
⚫ DYOR (Always!)
⚫ Avoid shady links & fake airdrops
⚫ Never share personal info
⚫ Stick with trusted wallets & exchanges
⚫ If it sounds too good to be true, it probably is.

Let’s enjoy the future of finance without falling for the past’s mistakes. 💸🔒

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💥 In a world of broken bridges and fee-hungry middlemen, Kima is the fix.

We’re connecting crypto, banks, apps, and users in one seamless financial layer!

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Stablecoin vs. CBDC: Key Differences Explained

Stablecoin vs. CBDC: What’s the Difference? 🤔

Though they may seem similar, stablecoins and CBDCs serve different purposes and are built on different foundations.

🔹 What is a Stablecoin?
A stablecoin is a type of cryptocurrency designed to maintain a stable value by being pegged to reserve assets like fiat currencies (USD, EUR), commodities (e.g., gold), or a basket of assets.

🔹 What is a CBDC?
A CBDC is a digital version of a national currency, issued and fully regulated by a country’s central bank. It’s legal tender in digital form - secure, stable, and government-backed.

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Kima Network 2026 Crypto To-Do List Revealed

📆 2026 To-Do List (Crypto Degens & Builders Edition)

☐ Finish 2025 taxes... maybe 😅
☐ Learn to explain “Smart Transactions” without scaring TradFi friends
☐ Onboard at least 3 normies to DeFi
☐ Remember: no bridges, no oracles, no gas fee rage
☐ Stay hydrated, touch grass, maybe even... go outside?

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Kima Network: Thank You for an Incredible 2025!

🎉 Hello Kima Community!

As we close in on the end of the year, the entire Kima team wants to send a big THANK YOU to every one of you, our partners, builders, supporters, and early believers.

From major protocol upgrades to new partnerships, AMAs, and community growth, 2025 has been an incredible ride, and none of it would be possible without YOU. 💙

We’ve got huge things planned for 2026 and we can’t wait to build it together.

Stay tuned, stay connected, and as always…
Let’s unify the future of finance. 🌍⚡

With appreciation, The Kima Team

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Kima Network Featured on Startup Nation Fintech Watchlist

🇮🇱 Great news from the Kima Team! We’re proud to be featured on Startup Nation Finder in their curated “Israeli Fintech Companies – Banking & Payments Landscape” watchlist! 💥

As we continue building the future of decentralized finance, it’s an honor to be recognized among Israel’s most impactful fintech innovators.

👉 Check out the full watchlist here:
https://finder.startupnationcentral.org/watchlist/J6XskxUi37UXObXecIQHdcA7ZjQDh0DryryyAaytAZJkYIEzMVecmZ

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DeFi + TradFi = Kima