Teen Savings Plan: Is a $700 Laptop Worth It?
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In r/Lebanon, a 15-year-old community member asks how to balance a $50 monthly allowance, spending on makeup as a hobby, and saving for a laptop. They hope to afford a $700–$800 laptop by age 16, raising relatable questions about budgeting, spending habits, and financial independence.
Am I too young to get a laptop?
Hello everyone! Ive been negotiating with my dad for a monthly allowance and I was able to convince him to give me 50 dollars per month. Before you guys legit jump me, my mom has told me the monthly allowance is quite low and I should be ATLEASt getting 150 dollars. But I was like that's too much. on top of that I don't know how to spend money correctly.
Why don't I know how to spend money correctly? I have fallen victim to a mindset which I don't really know how to explain other than overconsummerism and childish behavior. People have mentioned to me before on MANY occasions that I need to stop buying random stuff and waste money. I'm 15 right now hence why information is all over the place. Do forgive me.
Anyway, as soon as my father agreed to the monthly allowance I started planning what to do with my saved up money from before And now with the combined monthly allowance. My first plan was honestly something I have been thinking about for a long time; getting stuff that I actually WANTED to get without wasting money since that idea is what started the entire thing about money and being financially mature or idk what you call it.
The things I want to spend my money on will make me go broke Ngl 💔but I have promised myself that I will not indulge in buying anything like it anymore unless i have finished 3/4 of the stuff I bought. (Tbh I have been scared the entire time while writing this to mention that I want to buy makeup because I reAlly like it as a hobby and I love that I can do a lot of self expression with it. Again, please don't come for me.)
The plan , after going broke, was to save up to buy a laptop. I have calculated that by the age of 16 I will have enough money to buy a reasonably priced laptop around 700 to 800 bucks. But this will work best IF my father accepts me wanting 70 dollars per month after me turning 16. And no, in no way shape or form do I want this to be a "gift", I want it to be like this until I go to uni or what ever I pray happens. PLUSSSZ, school allowance, my father gi...
Post Author: /u/ididntwantodothis-
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